THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a sharp decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly turning to electronic channels for their financial needs. This shift has led to a decrease in branch establishments, and many institutions are consolidating existing branches to streamline c

Free cash flow (FCF) represents a crucial metric for investors and business owners alike. It illustrates the real cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can signal a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF and optimally